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Securities and Investment advisory services offered through FSC Securities Corporation, member FINRA/SIPC and a registered investment advisor. Certain insurance products are offered through Holmes Financial Services, an entity not affiliated with FSC Securities Corporation or registered as a broker/dealer or investment advisor. Office address: 4767 E. Camp Lowell Dr. Tucson, AZ 85712 Phone: (520) 321-1767

The securities products and services offered or provided by FSC Securities are not being provided or offered on behalf of the Federal government. The offer of such securities is not sanctioned, recommended or encouraged by the Federal Government. Federal Employee Benefits (FEB) is not endorsed by or affiliated with the government. FEB is a marketing Designation.

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of AZ, CA, CO, ID, IL, MI, NE, NM, NV, OR, TX,  UT and WA. No offers may be made or accepted from any resident outside the specific states referenced.

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